Terms and Conditions
1. Introduction
Welcome to Ishtogether (“Company”, “we”, “our”, “us”). By using our website and services, you agree to these Terms and Conditions (“Terms”). Please read them carefully. If you do not agree with these Terms, you should not use our services.
2. Services Provided
We offer a range of financial services, including but not limited to:
- Financial planning and advisory
- Investment management
- Retirement planning
- Tax consulting
- Estate planning
3. Eligibility
To use our services, you must:
- Be at least 18 years old.
- Have the legal capacity to enter into a binding agreement.
- Provide accurate and complete information during the registration process.
4. Account Registration
To access certain features of our services, you may be required to create an account. You agree to:
- Provide accurate, current, and complete information during registration.
- Maintain and promptly update your account information.
- Keep your password confidential and secure.
- Notify us immediately of any unauthorized use of your account.
5. Fees and Payments
- Our services may be subject to fees, which will be disclosed to you before you incur any charges.
- You agree to pay all fees and charges associated with your account on a timely basis.
- All payments are non-refundable unless otherwise stated.
6. Use of Services
You agree to use our services only for lawful purposes and in accordance with these Terms. You shall not:
- Use our services for any fraudulent or unlawful activity.
- Interfere with or disrupt the operation of our services.
- Use any automated system, including robots or spiders, to access our services.
7. Confidentiality and Privacy
- We are committed to protecting your privacy. Please review our Privacy Policy, which explains how we collect, use, and disclose your information.
- You agree to maintain the confidentiality of any non-public information you receive from us.
8. Intellectual Property
- All content, trademarks, and other intellectual property on our website and services are owned by us or our licensors.
- You may not use, reproduce, or distribute any content from our services without our prior written permission.
9. Disclaimers and Limitation of Liability
- Our services are provided on an “as-is” and “as-available” basis. We do not warrant that our services will be uninterrupted or error-free.
- We disclaim all warranties, express or implied, including warranties of merchantability and fitness for a particular purpose.
- In no event shall we be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of our services.
10. Indemnification
You agree to indemnify, defend, and hold harmless the Company, its affiliates, and their respective officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your use of our services or your violation of these Terms.
11. Termination
We reserve the right to terminate or suspend your access to our services at any time, without notice and for any reason, including if you breach these Terms.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of [Your Country/State], without regard to its conflict of law principles.
13. Dispute Resolution
Any disputes arising out of or related to these Terms or our services shall be resolved through binding arbitration in accordance with the rules of and judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction.
14. Changes to Terms
We may update these Terms from time to time. We will notify you of any changes by posting the new Terms on our website. Your continued use of our services after the effective date of the revised Terms constitutes your acceptance of the changes.
15. Contact Us
If you have any questions about these Terms, please contact us at:
